Life and AD&D Insurance
Life and Accidental Death and Dismemberment (AD&D) insurance provides financial protection for loved ones should the insured individual pass away. Operation Smile pays for employees’ Basic Life/AD&D coverage. The chart below provides a summary of the coverage.
Designate Your Beneficiary
When you enroll online for benefits, look for the prompts to designate a beneficiary for your Operation Smile Company-provided life insurance coverage and/or your optional life insurance plans. If a beneficiary is not designated, benefits will be paid according to the carrier policy. It is not necessary to add a beneficiary for your spousal life or child life insurance coverage since you are automatically the beneficiary for any spouse or dependent coverage you elect.
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