You also have two options to choose from for your dental plan. Both plans available to you are DPPO (Dental Preferred Provider Organization) plans, which allows you to receive dental care both in and out of the Cigna Total provider network. While you can visit any dentist, your costs will be lower when you visit an In-Network dentist. Care received from Out-of-Network dentists is only covered up to Cigna’s Maximum Allowable Charge, so you may be balance billed for any service provided by an Out-of-Network provider including preventive & diagnostic care.
See the table below for the benefit differences between the Base DPPO and Buy-up DPPO.
* Out-of-Network Dentist can charge you the difference between their bill and the plan’s Maximum Allowable Charge
Value Added Benefits
Helping you Stay Healthier
How your teeth affect your health. Gum disease is a painless disease that causes bacteria and toxins to enter your blood, which may also be connected to:
- Diabetes
- Heart disease
- Respiratory conditions
- Pregnancy complications
- Rheumatoid arthritis
Prevention is the Key
Regular dental visits may do more than brighten your smile. Research shows receiving regular dental care often catches minor problems before they become major and expensive to treat. Practice prevention and take advantage of your plan’s preventive care services – certain services may be covered at low cost or no cost to you when you visit a network dentist. Covered services* may include, but are not limited to: oral exams, cleanings, fluoride treatments, X-rays and oral cancer screenings.
Find and In-Network Dentist
You can find a network dentist or specialist online at Cigna.com before you sign up, or go to your personalized website at myCigna Prefer the phone? Call 866.494.2111
